Okay so I don’t want to alarm anybody but it turns out that adulting is hard and buying things is expensive?
And ‘things’ add up quick. I thought I was pretty decent about saving money vs. buying a few things for myself here and there. That is – until I took a look at my credit card history breakdown by category. Turns out I bought way more clothes than I thought – or remember.
I mean where did they all go? I clearly haven’t kept track.
Marie Kondo would be so disappointed in me.
But now that I look around at all my stuff and just see wasted money I feel much better about my decision to try and cut out purchasing certain things that I know I just don’t need.
So, what things am I trying not to spend money on in 2019?
Excess MakeupIf you take a look at my desk (where I do my makeup) there are like – at least 7 or 8 eyeshadow palettes that I never touch. I bought them because I thought they were pretty. And they are pretty. But the truth of the matter is I just don’t wear eyeshadow that often. And when I do I gravitate toward the same 2 palettes every single time.
It’s the same with blushes. I probably have about 20 different blush shades – but I use the same exact blush almost everyday. And eyeshadows and blushes last for a very long time. So I will be using the ones I gravitate toward for a very long time. There is no need for me to buy more eyeshadow palettes, more blushes, new bronzers, another highlight etc. when I use the same 5 products for my everyday makeup routine and probably always will.
Now – if the concealer I always use runs out or the mascara I always use runs out, then I give myself permission to repurchase just that item.
BooksExcess book buying is a real addiction and I have it. I know I am not alone in having a huge pile of unread books that I continue to add to because, I don’t know, buying new books is just therapeutic sometimes.
But – the thing is I do have a large number of books in my room that are unread. So when I want to read a new book I can just reach for one of them. Also, I have a number of gift cards to bookstores that I’ve received for birthdays and holidays so if there is a new book that comes out that I feel I have to have, I can use one of those.
And also – libraries. Libraries are a thing and I just don’t take advantage of them. They are right there, filled with free entertainment, and I just ignore them. Well not anymore. 2019 is the year of returning to libraries.
ClothingLike I mentioned earlier, I don’t even remember all of the clothes I bought last year. They clearly didn’t mean that much to me. Even when I have a bunch of nice new clothes, odds are I am going to wear the same leggings with a comfy t-shirt to most places that I go to anyway.
And when I want to go somewhere a little nicer there are a bunch of nice shirts hanging in my closet that I almost never touch. They could definitely use a day out of my closet. So new clothes are out and old clothes are in.
**Unless I need to buy something specific. For example – I tend to workout quite a bit so if some of my workout clothes seem rundown, get rips in them, or my sneakers fail me then I will buy a new item to replace it.
Plastic water bottlesI am an avid water drinker. I always have to have water with me where ever I am and for a long time that would mean grabbing a water bottle at the grocery store, or convenience store or asking for a water bottle when I grab some fast food.
Which adds up to a lot of used plastic water bottles very quickly. And also adds up to a lot of wasted money very quickly. So now I have a handful of reusable water bottles so I can always have one with me on the go. A money saver – and it’s environmentally friendly.
Individual Coffees from ShopsStopping through the drive through for a coffee real quick has just become way too easy these days. Before I even know what’s happening I’m grabbing my large dark roast iced coffee from the nice Dunkin’ Donuts lady, saying thank you, and rolling my window back up.
There’s also something slightly glamorous and fun about stopping through the drive thru. It’s like you don’t even have to get out of your car to get yourself a little present. But this adds up so. quickly.
However, I know myself too well to believe I’ll be able to cut this out completely. So rather I’m cutting it back to only every once in a while. I will try to make my coffee at home unless I’m in an insane hurry or I’m on a really long drive or I’ve had a really bad day. I’ll save it for a ‘treat yourself’ moment instead of indulging like, 4 times a week.
So there you have it!
What are you trying to cut spending on? Do you have any advice for savvy saving?
— a twenty something